Car Insurance - How to get a cheaper quote

Follow Clever Zebra’s golden rules to reduce the amount you pay for your motor insurance.

Clever Zebra’s insurance partner, Quoteline Direct, will find the best quote for you from over 400 policies.

Rule 1: Speak to a human being!

If the quote we give you isn’t the lowest that you have found, speak to someone in person. Clever Zebra has teamed up with Quoteline Direct to provide a friendly service that will find the best option for you – call 0800 089 0481.

Rule 2: Clear out your garage and put your car in it!

Over 50% of people who have garages don’t put their cars in them. If your vehicle is garaged your premiums can be significantly reduced – regardless of where you live. There’s no excuse – clear out all the tins of paint, old furniture and the boxes you have no idea what you put in them in the first place to save yourself a fortune.

The more time that your car spends in the garage the better! If you can leave your vehicle in the garage during the day by enjoying the freedom of public transport this will reduce your premium even further.

Rule 3: Evaluate your excess.

If you opt to pay the first £200 - £250 of your insurance cover rather than just the first £100 you can reduce the cost of your insurance. This will indicate to the insurer that you are unlikely to make smaller claims and will only need to use your policy in the event of a major claim.

Rule 4: Restrict the policy to named drivers.

Insuring your car for the whole world and his wife to drive is unsurprisingly expensive.

Rule 6: Protect your no claims bonus.

If you’ve built up more than 4 years No Claims Bonus you should consider protecting them.

Rule 7: Don’t get additional products unless you really need them.

Think very carefully about whether you need the optional extras that insurance companies will try to sell you. Extra perks will mean higher policies.

Rule 8: First car? Ask for special introductory offers.

As a new driver you won’t have any No Claims Bonus. However, you can still save money by asking for introductory special offers.

Rule 9: Use your history as a company car driver.

If you are buying your first car after years of driving claim free in company cars then you might be able to get this taken into consideration. Clever Zebra has teamed up Quoteline Direct to provide help over the telephone – just call 0800 089 0481.

Rule 10: Shop around every year!

Lots of people spend ages looking for an insurance quote only to renew it without really thinking the following year. You will almost certainly save money each year by shopping around for a new quote. We will email to remind you but do call 0800 089 0481 if for any reason you are unhappy about your quote.